A rural financial counsellor says delays in finalising the Commonwealth's Farm Finance scheme in South Australia have cost farmers millions.
South Australia, Western Australia and the Northern Territory have finally signed up to the scheme, weeks after the eastern mainland states.
Rural Business Support manager Kaye Matthias says the state and federal governments should have agreed to the scheme earlier in the year, not yesterday.
"Well, it is a shame that it hadn't been settled earlier, and I know there were some protracted negotiations between the Commonwealth and the State Government.
"But yes, if it had been signed off we wouldn't have been faced with that situation of losing $10 million, so it is unfortunate from that perspective."
© ABC 2013
19:43 EST Not every farm will or should be saved by the taxpayer from the drought that is gripping most of the state, Queensland senator Barry O'Sullivan says.