A review of the code governing the nation's insurers could address anomalies in flood premiums in the Riverina.
The Insurance Industry Code is under scrutiny at a meeting in Wagga Wagga today with the independent reviewer Ian Enright encouraging local input.
Some Riverina residents flood premiums have risen by thousands of dollars since 2010, despite living in areas which have not flooded.
Mr Enright says there has been strong feedback so far on dealing with people in financial hardship and there are efforts to make insurance more transparent.
"The code does concern itself with the way insurance is sold," he said.
"And it requires all dealings between the insurer and the customer to be on a fair and transparent basis.
The code review would be very happy to look at examples or trends where the code itself has not been complied with or where there's a view that the code could be improved."
© ABC 2013
16:12 EDT For one farmer in southern New South Wales the exceptional conditions has him thinking that Christmas is coming early.