Members of a family living at a squash court in central western New South Wales say it could be months before they know what will happen to their flood-damaged home.
The home of Brad and Lisa Crofts and their six young children was inundated when Ungarie, north of West Wyalong, flooded in March.
They spent six weeks living in a motel, but the cost forced them to move to the town's old squash courts.
Mr Crofts says it is a struggle.
"Some days you're better off sleeping in a tent outside because it's warmer outside than inside here," he said.
An insurance company has told the Crofts it could be months before a decision on what will happen to their home is made.
"We can only do the best we can on a day-by-day basis," Mr Crofts said.
Meanwhile, the Bland Shire says it is still unable to access federal flood aid.
But it has applied again after re-assessing the damage bill to be $23 million, three times the original estimate.
© ABC 2012
17:01 EST Sydney's offshore Sea Surface Temperatures (SST's) have remained above 21 degrees for the last four days.